Being a leader in the insurance and financial services industry for over a century and a half means continually striving for improvement – not resting on our laurels. Ours is a history notable for consistent financial strength, as well as dynamic innovation. And New York Life's first priority has always been our policyowners' financial well-being. To keep pace with policyowners' needs, the Company has launched new products, enhanced product features, expanded quality service, and pioneered new technologies. Breaking new ground is part of the New York Life tradition. That's what makes us The Company You Keep®.

Financial Strength: Promises Kept

It all begins with financial strength, which allows us to meet our future obligations to policyholders. New York Life Insurance Company and New York Life Insurance and Annuity Corporation (NYLIAC) have received the highest ratings for financial strength currently awarded to any life insurer by all four major ratings agencies.

*Source: Individual third party ratings reports as of 8/23/11. Moody's, Aaa; A.M. Best, A++; Fitch, AAA; and Standard and Poor's, AA+.